Application FAQ

APPLICATION FREQUENTLY ASKED QUESTIONS:

How do I know if a property is still available?

If the property is listed on our website, it is still available. Since we receive applications 24 hours a day, we never know when a new application may come in. When you send in your application, we will email or call you within two business days to let you know the status of your application. If another application is ahead of you, you may choose to wait or receive a refund of any fees paid. Once we begin processing your application you will either get offered the property or be rejected. If someone ahead of you is approved and takes the property, any application fees paid will be refunded.

·  How do I apply for a rental?

You can obtain applications on our website listings,. Each adult that intends to live in the property (everyone 18 years or older) must fully complete a separate application and pay the application fee.

·  What are your qualifications to rent?

Our general guidelines to qualify are that you have a legal and verifiable income of three times the monthly rent, two recent years of favorable rental references or ownership. If you have an active mortgage on your credit report, that will be factored in to your debt to income ratio for qualifying. In that case your income must be three times your mortgage and rent. For credit to be considered positive the overall credit report must be 80% good. Negative credit (less than 80% positive), negative rental or lack of employment references may keep an application from being approved. Income must be verifiable and legal to count. We do count wage statements from your employer, signed tax returns, social security, welfare payments, retirement income, investment income, student loans and grants, and food stamps to name some legal sources of income. Bank statements or balances in your account do not qualify for income purposes. Unverifiable income includes non-court ordered child support, business income without a tax return, and gift money.

·  Do you take co-signers?

Some properties will accept a co-signer if you lack either credit or rental references. If that is the case we will accept a co-signer that has verifiable income sufficient to qualify for both their living situation and for the property they are co-signing and the co-signer must have 80% good credit. The co-signer must fully complete our application and pay the application fee, which is non-refundable